Sign Up Bonus
The best offer for the card is:
- Earn 30,000 Aeroplan points after spending $3,000 within the first 3 months.
- Earn 20,000 Aeroplan points after spending $1,000 on the 13th month of card membership.
- Earn 3,000 to 6,000 Aeroplan points for spending $3,000 within the first 3 months.
- Earn 1,000 to 2,000 Aeroplan points for spending $1,000 on the 13th month of card membership after paying the second year annual fee.
In the first 3 months, you can earn between 33,000 to 36,000 Aeroplan points after spending $3,000.
In the 13 months, you can earn between 54,000 to 58,000 Aeroplan points after spending $4,000 and paying the second year annual fee.
Benefits
The insurance benefit of holding the credit card are:
- Flight Delay Insurance
- Baggage Delay Insurance
- Hotel Burglary Insurance
- Travel Accident Insurance
- Car Rental Insurance
- Purchase Protection Plan
- Extended Warranty Insurance
The following travel benefits apply for yourself only:
- Earn 1,000 Status Qualifying Miles (SQM) for every $10,000 in eligible net purchases charged to your credit card,
- Earn 1 Status Qualifying Segment (SQS) for every $10,000 in eligible net purchases charged to your credit card,
The following travel benefits of holding the credit card are available on Air Canada for yourself and 8 other passengers on the same reservation:
- Free first checked bag up to 23kg or 50lbs
Earning Points
You will earn:
- 2 Aeroplan points for every $1 spent on Air Canada or Air Canada Vacations,
- 1.5 Aeroplan points for every $1 spent on dining or food delivery,
- 1 Aeroplan point for every $1 spent on all purchases.
Fees
Annual fee of $120,
Supplementary annual card fee of $50.
There is a 2.5% foreign transaction fee on all credit cards.
Summary
An increasingly popular credit card for even a leisure traveler, providing basic benefits on Air Canada to help reduce your vacationing costs. The sign up bonus, which is maximized at month 13 of card membership is a disappointment but the focus is to get long term card holders rather than those who sign up and cancel after a year.