Sign Up Bonus
The best offer for the card is:
- Earn 5,000 Membership Reward Points after spending $1,000 each month, for the first twelve months of card membership, for a total of 60,000 Membership Reward Points.
- Earn 1,000 to 3,000 Membership Reward Points for spending $1,000 each month, for the first twelve months of card membership, for a total of 12,000 to 36,000 Membership Reward Points.
- Earn 10,000 Membership Reward Points after spending $4,000 within the first three months of card membership.
In the first twelve months of card membership, you can earn at least 82,000 Membership Reward Points after spending:
- $1,000 each month, for the first twelve months, for a total of $12,000.
- $4,000 within the first three months
Benefits
The annual credit benefits of holding the credit card are:
- $100 annual travel credit based on card membership year for travel purchases on American Express travel.
- $50 NEXUS statement credit every 4 years.
The lounge benefits of holding the credit card are:
- Complimentary Priority Pass membership, however, each lounge visit is subject to a usage fee at the prevailing rate.
- 4 complimentary visits to Plaza Premium Lounges in Canada.
The car rental benefits of holding the credit card are:
- Hertz Gold Plus Rewards Five Star Tier Membership
- Free additional driver on Hertz rentals when using the American Express Gold coupon code, 705500
The insurance benefit of holding the credit card are:
- Out of Province / Country Emergency Medical Insurance
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Flight Delay Insurance
- Baggage Delay Insurance
- Hotel Burglary Insurance
- Lost or Stolen Baggage Insurance
- $500,000 Travel Accident Insurance
- Car Rental Theft and Damage Insurance
- Travel Emergency Assistance
- Buyer’s Assurance Protection Plan
- Purchase Protection Plan
The hotel benefits of holding the credit card are:
- Access to American Express Hotel Collection program, providing up to US$100 hotel credit, and a one-category room upgrade, subject to availability.
The airline benefits are:
- There are no airline benefits with this card.
Earning Points
You will earn:
- 3 Membership Reward Points for every $1 spent on hotel and cruise bookings through AmEx travel.
- 2 Membership Reward Points for every $1 spent on flights, hotels, car rentals, and cruises anywhere in the world.
- 2 Membership Reward Points for every $1 spent on gas, grocery and drugstore purchases in Canada.
- 1 Membership Reward Point for every $1 spent on all other purchases.
Fees
Annual fee of $250,
Supplementary Gold Rewards card are $free for the first card, and $50 thereafter.
There is a 2.5% foreign transaction fee on all credit cards.
Summary
The American Express Gold Membership Reward card provides a standard product offering with some additional credit to make up for the elevated annual fee.